/* ========================================================
   THAIBON Insurance Broker — Professional Theme
   Brand: green + blue (matching the tB logo gradient)
   Slogan: cares more, shares more
   ======================================================== */

* { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --green: #6cb33f;
  --green-dark: #4d8e26;
  --green-soft: #ecf6e2;
  --blue: #3a85c7;
  --blue-dark: #1f5a93;
  --blue-soft: #e9f1fa;
  --grad: linear-gradient(135deg, var(--green) 0%, var(--blue) 100%);
  --dark: #1f2933;
  --dark-2: #2c3744;
  --text: #2a3340;
  --text-light: #5e6873;
  --bg: #ffffff;
  --bg-soft: #f6f8fa;
  --bg-tint: #fafbfc;
  --border: #e3e7ec;
  --border-strong: #c7cdd5;
  --shadow: 0 2px 12px rgba(31, 41, 51, 0.08);
  --shadow-hover: 0 8px 24px rgba(108, 179, 63, 0.18);
  --radius: 6px;
  --max-width: 1180px;
}

html { scroll-behavior: smooth; }

body {
  font-family: -apple-system, "Segoe UI", "Helvetica Neue", "Noto Sans TC", "Microsoft JhengHei", "Sarabun", sans-serif;
  font-size: 16px;
  line-height: 1.7;
  color: var(--text);
  background: var(--bg);
}

a { color: var(--blue-dark); text-decoration: none; transition: color .2s; }
a:hover { color: var(--green-dark); }

img { max-width: 100%; height: auto; display: block; }

/* ============= Top Bar ============= */
.top-bar {
  background: var(--dark);
  color: #b8c2cd;
  font-size: 13px;
  padding: 8px 24px;
}
.top-bar-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 14px;
}
.top-bar a { color: #b8c2cd; }
.top-bar a:hover { color: var(--green); }
.top-bar .info { display: flex; gap: 22px; flex-wrap: wrap; }
.lang-switch {
  display: flex;
  gap: 6px;
  align-items: center;
}
.lang-switch a {
  padding: 3px 10px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1px;
  border-radius: 2px;
  border: 1px solid transparent;
  transition: all .2s;
}
.lang-switch a.active {
  background: var(--green);
  color: #fff !important;
  border-color: var(--green);
}
.lang-switch a:not(.active):hover {
  border-color: var(--green);
  color: var(--green) !important;
}

/* ============= Header ============= */
.site-header {
  background: #fff;
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 1px 8px rgba(0,0,0,.05);
}
.site-header::after {
  content: "";
  display: block;
  height: 4px;
  background: var(--grad);
}
.header-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 18px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.brand {
  display: flex;
  align-items: center;
  text-decoration: none;
}
.brand img {
  max-height: 50px;
  width: auto;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 4px;
}
.main-nav a {
  padding: 10px 16px;
  font-size: 14px;
  font-weight: 600;
  color: var(--text);
  border-radius: var(--radius);
  transition: all .2s;
  letter-spacing: .3px;
  position: relative;
}
.main-nav a:hover {
  background: var(--green-soft);
  color: var(--green-dark);
}
.main-nav a.active {
  background: var(--grad);
  color: #fff;
}
.main-nav a.active:hover {
  color: #fff;
  filter: brightness(.92);
}
.main-nav .has-sub { position: relative; }
.main-nav .has-sub > a::after {
  content: "▾";
  margin-left: 6px;
  font-size: 10px;
  opacity: .6;
}
.main-nav .submenu {
  display: none;
  position: absolute;
  top: calc(100% + 6px);
  left: 0;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 8px;
  min-width: 280px;
  box-shadow: 0 8px 24px rgba(0,0,0,.12);
  flex-direction: column;
  gap: 0;
}
.main-nav .submenu a {
  padding: 10px 14px;
  border-radius: 4px;
  font-size: 13px;
  font-weight: 500;
}
.main-nav .has-sub:hover .submenu { display: flex; }

/* ============= Hero ============= */
.hero {
  position: relative;
  background: linear-gradient(135deg, var(--dark) 0%, var(--blue-dark) 100%);
  color: #fff;
  padding: 80px 24px 90px;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  width: 55%;
  height: 100%;
  background-image: url('../images/hero-3.jpg');
  background-size: cover;
  background-position: center;
  opacity: .25;
}
.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, var(--blue-dark) 0%, transparent 80%);
}
.hero-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  position: relative;
  z-index: 2;
}
.hero .est-line {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: 12px;
  letter-spacing: 4px;
  color: var(--green);
  text-transform: uppercase;
  margin-bottom: 22px;
  font-weight: 700;
}
.hero .est-line::before {
  content: "";
  width: 32px;
  height: 1px;
  background: var(--green);
}
.hero h1 {
  font-size: clamp(32px, 5vw, 48px);
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 18px;
  letter-spacing: -.5px;
  max-width: 700px;
}
.hero h1 em {
  font-style: normal;
  background: linear-gradient(135deg, var(--green) 0%, #a3d676 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero .slogan {
  font-size: 16px;
  letter-spacing: 2px;
  color: var(--green);
  font-style: italic;
  margin-bottom: 22px;
  font-weight: 500;
}
.hero p.lead {
  font-size: clamp(15px, 1.7vw, 17px);
  color: rgba(255,255,255,.92);
  max-width: 620px;
  margin-bottom: 32px;
}
.hero .cta-row { display: flex; gap: 14px; flex-wrap: wrap; }

.btn {
  display: inline-block;
  padding: 13px 28px;
  border-radius: var(--radius);
  font-weight: 700;
  font-size: 14px;
  letter-spacing: 1px;
  text-transform: uppercase;
  transition: all .2s;
  cursor: pointer;
  border: 2px solid transparent;
}
.btn-primary {
  background: var(--green);
  color: #fff;
}
.btn-primary:hover { background: var(--green-dark); color: #fff; }
.btn-secondary {
  background: transparent;
  color: #fff;
  border-color: rgba(255,255,255,.5);
}
.btn-secondary:hover { background: #fff; color: var(--blue-dark); }

/* ============= Page Header ============= */
.page-header {
  background: linear-gradient(135deg, var(--blue-dark) 0%, var(--dark) 100%);
  color: #fff;
  padding: 50px 24px 45px;
  position: relative;
  overflow: hidden;
}
.page-header::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: var(--grad);
}
.page-header::after {
  content: "";
  position: absolute;
  top: 50%;
  right: -40px;
  width: 200px;
  height: 200px;
  background: var(--green);
  transform: translateY(-50%) rotate(45deg);
  opacity: .12;
}
.page-header-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  position: relative;
  z-index: 2;
}
.breadcrumb {
  font-size: 12px;
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 12px;
  color: rgba(255,255,255,.65);
}
.breadcrumb a { color: var(--green); }
.breadcrumb a:hover { color: #fff; }
.breadcrumb .sep { margin: 0 8px; opacity: .5; }
.page-header h1 {
  font-size: clamp(28px, 4vw, 38px);
  font-weight: 800;
  letter-spacing: -.3px;
}
.page-header p {
  margin-top: 8px;
  color: rgba(255,255,255,.9);
  font-size: 16px;
  max-width: 720px;
}

/* ============= Container ============= */
.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 70px 24px;
}
.container-narrow {
  max-width: 980px;
  margin: 0 auto;
  padding: 70px 24px;
}

section h2 {
  font-size: 30px;
  color: var(--dark);
  font-weight: 800;
  margin-bottom: 14px;
  letter-spacing: -.3px;
}
section h2.center { text-align: center; }
section .section-tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--green-dark);
  background: var(--green-soft);
  padding: 4px 14px;
  border-radius: 2px;
  margin-bottom: 12px;
}
section h3 {
  font-size: 22px;
  color: var(--blue-dark);
  font-weight: 700;
  margin: 30px 0 14px;
}
section h4 {
  font-size: 17px;
  color: var(--green-dark);
  font-weight: 700;
  margin: 18px 0 8px;
}

section p { margin-bottom: 14px; }

/* ============= Insurance Cards ============= */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
  margin-top: 36px;
}
.card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  transition: transform .25s, box-shadow .25s, border-color .25s;
  text-decoration: none;
  color: inherit;
  display: flex;
  flex-direction: column;
  position: relative;
}
.card::before {
  content: "";
  position: absolute;
  top: 0; left: 0;
  width: 100%;
  height: 3px;
  background: var(--grad);
  border-radius: var(--radius) var(--radius) 0 0;
  opacity: 0;
  transition: opacity .2s;
}
.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-hover);
  border-color: var(--green);
  color: inherit;
}
.card:hover::before { opacity: 1; }
.card .icon {
  width: 56px;
  height: 56px;
  border-radius: 12px;
  background: var(--green-soft);
  color: var(--green-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  font-size: 24px;
  font-weight: 800;
  transition: all .2s;
}
.card:hover .icon {
  background: var(--grad);
  color: #fff;
}
.card h3 {
  font-size: 18px;
  margin: 0 0 8px;
  color: var(--dark);
}
.card p {
  font-size: 14px;
  color: var(--text-light);
  flex: 1;
  margin: 0 0 16px;
  line-height: 1.55;
}
.card .more {
  font-size: 12px;
  font-weight: 700;
  color: var(--green-dark);
  letter-spacing: 1.5px;
  text-transform: uppercase;
}
.card .more::after { content: " →"; transition: margin .2s; }
.card:hover .more::after { margin-left: 6px; }

/* ============= Stats Bar ============= */
.stats-bar {
  background: var(--grad);
  color: #fff;
  padding: 60px 24px;
  position: relative;
  overflow: hidden;
}
.stats-bar::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 90% 20%, rgba(255,255,255,.12) 0%, transparent 50%);
}
.stats-grid {
  max-width: var(--max-width);
  margin: 0 auto;
  position: relative;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 30px;
  text-align: center;
}
.stat .num {
  font-size: 38px;
  font-weight: 800;
  line-height: 1;
  margin-bottom: 8px;
  color: #fff;
}
.stat .label {
  font-size: 12px;
  letter-spacing: 2px;
  text-transform: uppercase;
  opacity: .92;
}

/* ============= Split Layouts ============= */
.split {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 50px;
  align-items: start;
}
.split-equal {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: start;
}
@media (max-width: 880px) {
  .split, .split-equal { grid-template-columns: 1fr; gap: 30px; }
}

/* ============= Numbered Items ============= */
.numbered-list {
  list-style: none;
  margin: 22px 0;
  padding: 0;
  counter-reset: item;
}
.numbered-list > li {
  position: relative;
  padding: 20px 0 20px 60px;
  counter-increment: item;
  border-bottom: 1px dashed var(--border);
}
.numbered-list > li:last-child { border-bottom: none; }
.numbered-list > li::before {
  content: counter(item, decimal-leading-zero);
  position: absolute;
  left: 0;
  top: 22px;
  width: 40px;
  height: 40px;
  background: var(--grad);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 14px;
  letter-spacing: 1px;
}
.numbered-list > li h4 {
  margin: 0 0 4px;
  font-size: 16px;
  color: var(--dark);
}
.numbered-list > li p {
  margin: 0;
  font-size: 14px;
  color: var(--text-light);
  line-height: 1.7;
}

/* ============= Bullet List ============= */
.bullet-list {
  list-style: none;
  margin: 14px 0;
  padding: 0;
}
.bullet-list li {
  position: relative;
  padding: 6px 0 6px 22px;
  font-size: 15px;
}
.bullet-list li::before {
  content: "•";
  position: absolute;
  left: 4px;
  top: 6px;
  color: var(--green);
  font-weight: 700;
  font-size: 18px;
}

/* ============= Coverage Table (理賠範圍表) ============= */
.coverage-table {
  width: 100%;
  border-collapse: collapse;
  margin: 24px 0;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  font-size: 14px;
}
.coverage-table thead th {
  background: var(--dark);
  color: #fff;
  padding: 14px 16px;
  text-align: left;
  font-size: 13px;
  letter-spacing: 1px;
  text-transform: uppercase;
}
.coverage-table thead th:not(:first-child) {
  text-align: center;
  width: 60px;
}
.coverage-table tbody td {
  padding: 11px 16px;
  border-bottom: 1px solid var(--border);
}
.coverage-table tbody tr:last-child td { border-bottom: none; }
.coverage-table tbody tr:nth-child(even) td { background: var(--bg-tint); }
.coverage-table tbody td:not(:first-child) {
  text-align: center;
  font-weight: 700;
}
.coverage-table .yes { color: var(--green); }
.coverage-table .no { color: #c0392b; }

/* ============= Spec Box ============= */
.info-box {
  background: var(--bg-soft);
  border-left: 4px solid var(--green);
  padding: 18px 22px;
  border-radius: 0 var(--radius) var(--radius) 0;
  margin: 18px 0;
}
.info-box h4 {
  margin: 0 0 8px;
  color: var(--green-dark);
  font-size: 14px;
  letter-spacing: 1px;
  text-transform: uppercase;
}
.info-box p {
  margin: 0;
  font-size: 14px;
}

/* ============= Section variations ============= */
.section-soft { background: var(--bg-soft); }
.section-tint { background: var(--bg-tint); }

/* ============= Contact Page ============= */
.contact-card {
  background: #fff;
  border: 1px solid var(--border);
  border-top: 4px solid var(--green);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
}
.contact-row {
  display: flex;
  gap: 14px;
  padding: 12px 0;
  border-bottom: 1px dashed var(--border);
  font-size: 14px;
}
.contact-row:last-child { border-bottom: none; }
.contact-row .label {
  flex: 0 0 90px;
  font-weight: 700;
  color: var(--text-light);
  font-size: 12px;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding-top: 2px;
}
.contact-row .value { flex: 1; }

/* ============= Footer ============= */
.site-footer {
  background: var(--dark);
  color: #b0b8c2;
  padding: 60px 24px 26px;
  margin-top: 80px;
  border-top: 4px solid var(--green);
}
.footer-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.7fr 1fr 1fr;
  gap: 40px;
}
@media (max-width: 768px) {
  .footer-inner { grid-template-columns: 1fr; gap: 30px; }
}
.footer-col h4 {
  color: #fff;
  font-size: 13px;
  margin-bottom: 16px;
  letter-spacing: 2px;
  text-transform: uppercase;
  border-bottom: 2px solid var(--green);
  padding-bottom: 8px;
  display: inline-block;
}
.footer-col p, .footer-col a {
  color: #a4adb8;
  font-size: 13px;
  line-height: 1.8;
  display: block;
}
.footer-col a:hover { color: var(--green); }
.footer-bottom {
  max-width: var(--max-width);
  margin: 40px auto 0;
  padding-top: 20px;
  border-top: 1px solid #333d49;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 12px;
  color: #767f8b;
  letter-spacing: .5px;
}

/* ============= Mobile ============= */
.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--border);
  padding: 8px 12px;
  cursor: pointer;
  border-radius: 4px;
}
.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--green);
  margin: 4px 0;
}

@media (max-width: 980px) {
  .nav-toggle { display: block; }
  .main-nav {
    display: none;
    width: 100%;
    flex-direction: column;
    align-items: stretch;
    padding-top: 14px;
  }
  .main-nav.open { display: flex; }
  .main-nav a { padding: 12px 16px; }
  .main-nav .has-sub > a::after { content: ""; }
  .main-nav .submenu {
    display: flex;
    position: static;
    border: none;
    padding: 0 0 0 20px;
    box-shadow: none;
    min-width: auto;
  }
  .main-nav .submenu a {
    padding: 8px 14px;
    font-size: 13px;
    color: var(--text-light);
  }
}