Comprehensive fire and natural-disaster coverage for property and contents
All buildings, decorations, machinery, equipment, business furnishings, production materials, work-in-progress and stock can be covered under fire insurance.
Covers losses to insured property arising from:
Additional perils can be added to the main policy with extra premium:
Fire insurance is indemnity-based, compensating for actual losses. If the insured amount exceeds the actual value, compensation is limited to actual loss; if the insured amount is below the actual value, the insured shares the loss proportionally with the insurer. We recommend insuring at actual replacement value.
One year as a standard.
Determined by the building structure and the nature of its use.
Contact our team for a no-obligation consultation and quotation.
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