Marine Cargo Insurance

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Marine Cargo

Coverage Overview

Marine cargo insurance covers goods, baggage and other property during transport. Whether by ship, aircraft, train or truck — all transport modes are insurable.

Insured Subject Matter

Three Institute Cargo Clauses (ICC) levels of coverage are available:

Institute Cargo Clauses (A) — ICC(A): widest coverage
Institute Cargo Clauses (B) — ICC(B): named perils with broader scope
Institute Cargo Clauses (C) — ICC(C): basic named perils only

Coverage Comparison

Coverage Item	A	B	C
Fire or explosion	O	O	O
Vessel/craft stranded, grounded, sunk or capsized	O	O	O
Land conveyance overturned or derailed	O	O	O
Collision/contact with any external object other than water	O	O	O
Discharge of cargo at port of distress	O	O	O
Earthquake, volcanic eruption or lightning	O	O	X
Theft, non-delivery	O	X	X
Shortage, breakage	O	X	X
Bending, denting, scratching	O	X	X
General average sacrifice (caused by insured perils only)	O	O	O
Jettison	O	O	O
Washing overboard	O	O	X

O = Covered · X = Not covered

Need marine cargo coverage?

Get tailored coverage for your shipment routes and goods.